Banco Popular North America recently launched its MasterCard Platinum XTRA credit card, offering substantial rewards for customers who transfer balances from its Platinum or Secured credit cards, or from other accounts. The Banco Popular MasterCard Platinum XTRA account offers a zero percent APR for nine months on all balance transfers completed in the first three months after account opening, with a 3% transfer fee. Other benefits include:

  • 1.5 Reward points earned for every dollar spent with the card, regardless of purchase category.
  • Online redemption at the bank's new rewards website,
  • No annual fee for the first year, with a $24 recurring annual fee after that.
  • No charge for additional cards or authorized users.

With over a century of experience serving banking customers in Puerto Rico, the Carribean, and Latin America, Banco Popular has grown substantially in the United States over the past few decades by making traditional banking services accessible to Latino consumers. Its North American division now operates 97 branches in California, Florida, Illinois, New Jersey, and New York.

About the Author


Joe Taylor Jr. is an internal business consultant for a Fortune 500 company, who writes about finance, culture, and design. He holds a Bachelor of Science in Communications from Ithaca College.