Editor's Choice Awards: Best Credit Cards of 2014

By cardratings.com, CardRatings contributor
Updated, July 27, 2015

American Express and Citi are CardRatings.com advertisers.

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Best rewards credit cards

woman reading on beach

Getting great rewards no longer means locking in to a hotel or airline loyalty program. We found three banks offering access to high value deals on merchandise, gift cards and travel rebates.

  • Chase Sapphire Preferred® Card. Along with exceptional sign-up offers for new cardholders, this perennial favorite offers plenty of chances to earn 2points per dollar spent on purchases for travel and dining at restaurants. Point transfers to travel loyalty programs and access to top-flight customer service specialists make this card popular among bargain-hunting travelers.
  • Capital One® Venture® Rewards Credit Card. Still one of the go-to rewards cards for frugal travelers, this card offers a consistent 2X miles on every purchase that you can redeem toward qualifying travel purchases.
  • PNC points® Visa® Credit Card. Earn 4 points per dollar spent on qualifying purchases with this card, with opportunities to earn 25, 50 or 75 percent bonus on those base points. Redeem points for various rewards including cash, gift cards, merchandise and travel.

What our editors love: Rewards cards work best when you can funnel as many of your purchases as possible through them, then pay your balance in full at the end of each cycle. Skilled travel hackers love to carry a card with targeted bonuses for key purchases (like gas or groceries) and a backup card with a high rebate rate for everything else.


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