Best low-interest credit cards

Posted On : December 5, 2013 by Curtis Arnold

credit card in handCredit cards issued by small banks can help you extend your credit (and boost your credit score) with no annual fee and no risk of hefty finance charges.

  • Simmons First Visa® Platinum. A friendly, regional bank in Arkansas offers one of the lowest variable APRs in the country to folks with excellent credit.
  • First Command Visa® Platinum. Barring a change to the prime rate or to their APR spread, this offshoot of a financial planning and wealth management bank in Fort Worth, Texas, offers the lowest possible variable APR on a major card (not counting zero APR promotions).

What our editors love: These might not be the flashiest cards on the market, but they indicate that you're managing your credit really well.

About the Author


Curtis Arnold, a nationally recognized consumer educator and advocate, has been educating consumers about credit cards since 1998. New! Curtis is the author of 'How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line' (FT Press, 2008). He is also the co-author of the upcoming Complete Idiot's Guide to Person-to-Person Lending (Alpha Books/Pengiun Group USA, April 2009), a contribitor to The Ultimate Allowance (InnerWealth Publishing, 2008) and is extensively featured in 42 RulesTM for Driving Success With Books (Super Star Press, January 2009).

1 Responses to "Best low-interest credit cards"
  1. andrew mitchell March 18, 2014 at 2:18 am

    you forgot to include: Iberia Bank Classic = 7.24% low interest rate for purchases and no annual fee.


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