Editor's Choice Awards: Best Credit Cards of 2014

By cardratings.com, CardRatings contributor
Updated, May 13, 2015
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Best cash-back credit cards

clerk taking credit card

Although cash-back cards with rotating bonus categories technically offer higher rebate rates, there are plenty of appealing cards on the market offering solid cash-back rebates on all purchases.

  • Citi® Double Cash Card. This innovative card from Citi, a CardRatings.com Advertiser, rewards cardholders with 1 percent cash back at time of purchase, and 1 percent cash back as you pay for those purchases, whether you pay in full or over time.
  • Fidelity® Investment Rewards® American Express® Card. Cardholders get a 2 percent cash back rebate deposited directly into an eligible brokerage, retirement or college savings account.
  • NASA Federal Credit Union Platinum Cash Rewards. It doesn't take a rocket scientist to earn extra cash on your purchases, but it doesn't hurt to use the same credit cards they do (that is, if you're a qualifying member of this credit union - there are various ways you are eligible for membership, the easiest being that you're a NASA employee or retiree).

What our editors love: Credit card issuers have embraced cash back as an incentive for consumers to avoid debit cards. As more merchants mark up their goods and services to cover interchange fees, cash-back cards with rebates of 2 percent or higher are the best insulation consumers can find against price creep.

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