Editor's Choice Awards: Best Credit Cards of 2014

By cardratings.com, CardRatings contributor
Updated, December 14, 2014
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Best cash-back credit cards

clerk taking credit card

Although cash-back cards with rotating bonus categories technically offer higher rebate rates, there are plenty of appealing cards on the market offering solid cash-back rebates on all purchases.

  • Citi® Double Cash Card. This innovative card rewards users with a 1 percent rebate at time of purchase, and another 1 percent as you pay for those purchases, whether you pay in full or over time.
  • Fidelity® Investment Rewards® American Express® Card. Cardholders get a 2 percent cash back rebate deposited directly into an eligible brokerage, retirement or college savings account.
  • NASA Federal Credit Union Platinum Cash Rewards. It doesn't take a rocket scientist to earn extra cash on your purchases, but it doesn't hurt to use the same credit cards they do (that is, if you're a qualifying member of this credit union - there are various ways you are eligible for membership, the easiest being that you're a NASA employee or retiree).

What our editors love: Credit card issuers have embraced cash back as an incentive for consumers to avoid debit cards. As more merchants mark up their goods and services to cover interchange fees, cash-back cards with rebates of 2 percent or higher are the best insulation consumers can find against price creep.

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About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers.

Advertisers in our database are highlighted, and advertisements include an option to apply using links on our site. CardRatings.com may be compensated by companies mentioned on the site when a user's application is accepted or approved by such companies.

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