Retail Credit Cards

I have four retail cards and a good credit score. I want to get a regular credit card and get rid of the retail cards. Is this a good move for my credit?

Switching from retail credit cards to general-purpose accounts isn't just good for your credit score, it's good for your overall financial future. Sure, you can save lots of money with the special deals stores offer when you sign up for their cards. Because those cards usually only work with one specific company, the banks that [...]

Why does opening new retail credit card accounts adversely affect your credit score?

Question: Why does opening new retail credit card accounts adversely affect your credit score? I recently applied for credit and was denied due to opening too many new accounts. The reason for this is that I have opened several retail credit cards in order to receive a discount on my purchase. I did not realize this would hurt my credit [...]

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