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Average RatingAnswer By Beverly Blair Harzog : How is the monthly minimum payment calculated for credit cards? The answer to this question is often a mystery to consumers. The reason is because the details of this calculation is hard to find in credit card offers, if you can even find it at all. According to the Federal Reserve Bank of Philadelphia, the minimum payment [...] Read More
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Average RatingAnswer By Beverly Blair Harzog : You're not the only person wondering where the fixed APR credit cards have gone. Unfortunately, credit cards with fixed APRs are becoming the dinosaurs of the credit industry. They're disappearing. Credit card issuers have learned they can make more money with variable rates. But you can get somewhat close by choosing a card that has a [...] Read More
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Average RatingAnswer By Mike Killian : Prepaid credit cards typically come with an initial account set-up fee. The amount varies, but typically the fee ranges from about $5 to $10, and even higher. There are usually monthly fees, as well, or traditionally a transaction fee each time money is posted to the account. Sometimes there are also use fees. You should [...] Read More
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Average RatingAnswer By Mike Killian : First of all you want to be positive of your facts. You should verify what the specific fee was for. Is it a late fee, over the limit fee, or something else? Next, if you paid a bill online there should also be a counter transaction record from the source that paid the bill such as [...] Read More
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Average RatingAnswer By Mike Killian : I have had a Capital One card for years and never had a problem with their service department. I am certain issues occur as with any organization's customer service, but I am definitely not aware of any special notoriety in that department. If you are concerned with foreign transaction fees, then Capital One is one of [...] Read MoreComments |This question is about: Best Credit Card Offers | Capital One Credit Cards | Credit Card Rates / Fees
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Average RatingAnswer By Mike Killian : There are very few exceptions I can think of when interest would not be charged. A zero percent introductory purchase APR would be one. Another instance is that some cards are in fact charge cards not credit cards. If you have a charge card the balance is due in full upon receipt of the statement. [...] Read More
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Average RatingAnswer By Beverly Blair Harzog : I pay off my credit card each month. What's the best card for me that doesn't charge an annual fee? Since you don't carry a balance from month to month, you should consider a rewards card. The regular APR on these cards tend to be higher due to the rewards feature. But if you're not revolving [...] Read More
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Average RatingAnswer By Beverly Blair Harzog : Is there a credit card that doesn't charge a balance transfer fee? Most credit cards charge a balance transfer fee between 2-5%. So before you choose a credit card for a balance transfer, you need to consider the interest rate as well as the transfer fee. You need to "do the math" and decide if you're better [...] Read More
