I used my credit card at Target during the holidays and am worried the hackers got my card information. What can I do to protect myself?
Like me and millions of other consumers, it sounds like you used a credit card at Target sometime between Nov. 27 and Dec. 15, 2013. During that time, one or more fraudsters gained access to Target's point-of-sale database and collected payment card details from as many as 40 million customers. It's one of the largest [...]
I want a credit card that has a low authorized lending amount so if it's stolen or compromised my liability is limited.
Q: I want a credit card that has a low authorized lending amount so if it's lost, stolen, or compromised, I am limited in the amount that I can be held accountable for. I want to use it for online purchases.
A: Dedicating a single card to online purchases makes sense, so you can isolate the [...]
I was Christmas shopping and went to the counter to check out and my credit card wouldn't work. Discover turned it off! I had made too many transactions. Should I be angry? I lost all my Christmas gifts.
It's an increasingly common phrase at big box stores, shopping malls and even fancy restaurants:
"I'm sorry, but your credit card has been declined."
Nobody likes hearing that. Getting your credit card declined is one of the most embarrassing things you can go through, especially when you're already stressed out with holiday shopping. But understanding the reasons [...]
My ex-wife opened credit card accounts with my social security number and my forged signature. How can I get these accounts off my credit report?
You may not like this answer, but what you are describing your ex doing is a crime. It's called identity theft.
You really have two paths here. One, if you're on speaking terms, confront your ex, and insist that she pay off the debt as soon as possible (and I hope you've cancelled the credit cards, [...]
What Is the Best Way to Dispose of Old Credit Cards to Avoid Identity Theft?
Question: What is the best way to dispose of old credit cards to avoid identity theft and credit card fruad?
Answer: As rates of identity theft continue to increase, it's important you take the time to protect your sensitive financial information. This includes taking the time to dispose of old or expired credit cards effectively. There are [...]