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Average RatingAnswer By Mike Killian : In theory, you cannot get a card without income. However it seems to occur daily on college campuses. The government has clamped down, but it still happens. So it is possible. The question becomes how will you show you can repay the credit card? But also the problem is, do you have any credit history? If you [...] Read More
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Average RatingAnswer By Mike Killian : I am not certain I can answer your question because it is rather unclear but I am going to make a stab at it. I am guessing you are asking if you can apply your pension to the application if applying for a credit card. The answer is definitely yes. When a financial institution reviews your [...] Read More
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Average RatingAnswer By Mike Killian : If you cannot find an unsecured card to qualify for, consider a secured credit card from a major banking institution in your community. A secured card is issued against a savings account you establish with $300 or more, depending on the bank's criteria. Most of the major banks have a secured card program. The benefit is [...] Read More
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Average RatingAnswer By Mike Killian : The answer to your question depends on the retailer. Each retailer has their own criteria. Overall I would say yes. But you should also be aware that there is a hierarchy of debt. Secured debt which would be a purchase in association with a tangible debt such as a car, house and even a secured [...] Read More
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Average RatingAnswer By Mike Killian : You ask a very good question without a lot of solid answers. It all depends: you really need to research exactly what you are looking for, and then choose the best offer from either an unsolicited offering or your own research. The general answer to your question is that you are probably wiser to find [...] Read More
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Average RatingAnswer By Mike Killian : You are not approved in the sense of being offered an iron clad guarantee. Usually a pre-approved offer is a blanket search of creditors who meet selected criteria. Once you say, "Yes, I am interested," the offering company runs a credit check specifically on you. If they find everything in order, then chances are, you [...] Read More
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Average RatingAnswer By Mike Killian : In most cases there really isn't too much difficulty in getting a credit card from a U.S. bank even if you are living abroad. I am assuming you are a U.S. citizen. This makes it a little easier, but even a non-U.S. citizen can get a card from a U.S. Bank. A couple of tips: [...] Read More
