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Authors
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Average RatingAnswer By Geoff Williams : Tell me how you really feel. I get the impression you're holding something back. OK, seriously, sorry to hear that. You aren't alone in griping about Southwest, which changed its reward plan earlier this year, although some customers, I suspect, love it. The main complaint that I've heard is that the rewards are now slanted toward [...] Read MoreComments |This question is about: Visa Credit Cards | Frequent Flyer Credit Cards | American Express Credit Cards | Chase Credit Cards
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Average RatingAnswer By Joe Taylor Jr. : Q: I have asked my bank for a lower APR but was denied. How can I find another credit card to get rid of my high interest rate without going through a debt agency? A: You have a couple of options here, depending on your comfort level with your current bank. The financial crisis rocked the routines [...] Read MoreComments |This question is about: Chase Credit Cards | Balance Transfers | Discover Card Credit Cards | Citibank Credit Cards
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Average RatingAnswer By Joe Taylor Jr. : Q: I need a card with a low interest rate to make a balance transfer. Do you have any suggestions? A: Until recently, it seemed like balance transfer credit cards would become extinct. Major banks spent a few years "recapitalizing," or building their cash reserves to government-sanctioned levels. With enough emergency funding in their own coffers, [...] Read MoreComments |This question is about: Balance Transfers | Chase Credit Cards | Citibank Credit Cards | Discover Card Credit Cards
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Average RatingAnswer By Joe Taylor Jr. : As you probably know, Europeans have started phasing out support for traditional magnetic stripe credit cards. In city centers and other places frequented by American tourists, shopkeepers use universal pads with both swipers & chip readers. (Some of them will use your swipe as an excuse to charge you their own bad conversion rates.) The [...] Read MoreComments |
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Average RatingAnswer By Geoff Williams : Many credit cards, especially airline and travel rewards cards, cover the collision damage waiver (CDW) for international rentals. In fact, there isn't room here to list all the cards that cover CDW almost anywhere in the world. (These include most American Express cards, and most of the well-known travel rewards credit cards such as the [...] Read MoreComments |This question is about: American Express Credit Cards | Capital One Credit Cards | Chase Credit Cards
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Average RatingAnswer By Joe Taylor Jr. : Mintel Comperemedia studied consumer reaction to rewards credit card offers, and found that we really love cash, frequent flier miles and rewards points. According to Mintel, about 2 of every 3 instant decision credit card offers come with some kind of special rewards program. Reward credit cards feature cash back rebates, frequent flyer miles and [...] Read MoreComments |This question is about: Credit Card Rewards | Citibank Credit Cards | Chase Credit Cards | Capital One Credit Cards
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Average RatingAnswer By Joe Taylor Jr. : Q: I'm traveling abroad to France, Germany, Italy and Switzerland. Which credit cards have no international fees? A: Credit card issuers have turned foreign exchange fees into a battleground over affluent customers, so it's a good time to start shopping for airline credit cards and other feature accounts that let you travel fee-free. Some of our [...] Read MoreComments |This question is about: Travel Rewards | Chase Credit Cards | Capital One Credit Cards | American Express Credit Cards | Visa Credit Cards
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Average RatingAnswer By Geoff Williams : As a completely impartial observer--I don't have any Chase credit cards, my wife doesn't work at Chase, I don't get paid more if I talk up or trash a credit card in these Q&A's, etc.--it looks very good to me. Plus, after doing my due diligence and researching this, I'm starting to wish I had one [...] Read MoreComments |




