dcsimg

Build Rebuild Credit

Ask the expert

Add captcha
Close
Enter the text shown above:
How do you get approved for a credit card?

Question: How do you get approved for a credit card? Answer: The primary method of getting approved for a credit card or other type of credit is to make sure your credit report and credit score are as good as they can be and then applying for the credit. Before applying for credit or a credit card, [...]

Which credit card is for someone who has no credit history?

Question: Which credit card is for someone who has no credit history? Answer: With no credit history, a secured credit card is your best bet. You can search for a secured credit card online or to go to a bank or credit union within your community, and see if they offer a secured credit program. Most [...]

I am newly single with poor credit and on a limited income. What would be the best credit card to start off with?

Question: I am newly single and on a limited income. What would be the best credit card to start off with? My credit, I would imagine, is poor. Answer: My highest recommendation is to search on CardRatings.com by selecting the criteria or credit card type for "Bad Credit." This would cover issues of both bad credit [...]

I owe $287.77 in a settlement. How can I pay back in weekly installments so I can build up my credit?

Question: I owe $287.77 in a settlement. How can I pay back in weekly installments so I can build up my credit? Answer: I assume that when you say "settlement" you mean an arrangement with your creditor for a reduced payoff. Usually a settlement is arranged because of difficulty paying the debt, as evidenced by recurring late [...]

I was told from my lender to obtain a credit card to establish credit; my score right now is low so is there a good card that I could most likely qualify for?

Question: I was told from my lender to obtain a credit card to establish credit; my score right now is low so is there a good card that I could most likely qualify for? I would really rarely use it if that makes a difference. Answer: I would suggest going to CardRatings.com. You can do a [...]

How long does it take to establish a good credit score?

Question: How long does it take to establish a good credit score? Answer: Your question is rather loaded as there are so many variables associated with the answer. To start off with, you need to define what a good credit score is. Understand that any negative comment will remain on your credit report for usually 7.5 [...]

Find your card

See which cards might be better for you

Featured Partner Cards

loading