Are there any credit cards that cover emergency medical bills overseas?
Yes, although your options are better if you're a foreigner traveling to the United States than if you're an American traveling overseas. Travelers from Eastern Europe and the Middle East can qualify for Visa Infinite, a luxury credit card that includes supplemental medical coverage as a perk. Western European MasterCard holders may qualify to add [...]
About two years ago, I went through Chapter 7 bankruptcy. Will I be eligible for an American Express again?
American Express maintains strict standards about extending credit after bankruptcy, but it offers some alternative services that could help see you through the next few years.
Chapter 7 bankruptcy means a fresh start from bills you can't possibly get caught up. Rule changes in 2005 made Chapter 7 harder to achieve, leaving many Americans with lengthy [...]
I'm looking for the best credit card offer with benefits of extended warranty, price protection, purchase assurance, and satisfaction guarantee.
Sounds like someone really likes to hunt for bargains! While most credit cards give you plenty of protection at the cash register, a few cards rise above the rest when you need to fight for your consumer rights.
Making any purchase with a credit card gives you added protections and benefits that you simply can't get [...]
Will an American Express charge card help me get a credit rating? Or is it more worthwhile to get a credit card?
Great question. In general, as long as you're making on-time payments, either type of card can benefit your credit score. But there are some important distinctions between credit cards and charge cards, beyond the fact that you generally can't carry a balance on a charge card.
One difference between a credit card and a charge card [...]
Can I get approved for a Discover, Visa, or MasterCard after I'm approved for an American Express Gold Card?
The short answer: yes. If you already have the kind of credit report that would qualify you for one of American Express's prestige charge cards, you'll probably be okay to apply for another credit card to round out your wallet. However, our sources tell us that you'll want to take three important steps to ensure [...]
How much can I charge on the Gold Amex card or Gold Preferred card?
For decades, the American Express Gold Cards have represented financial responsibility and social status. As a charge card, you've got to ensure that you pay down your balance at the end of every statement cycle. And, a few years ago, AmEx started offering a few versions of the iconic Gold Card to ensure more Americans [...]
I have a credit score of 650 and need to re-establish my good credit. I won't carry a balance. Please advise regarding the credit card I can qualify for.
I'm glad to hear that you won't carry a balance, and even happier to hear that you're planning to re-establish your good credit. It's all too easy to get discouraged and figure, "Why bother?"
And two good reasons to bother are that first, credit scores tend to go up if you're demonstrating good financial habits, and [...]
Please evaluate the Blue Cash Everyday Card from American Express.
Q: Please evaluate the Blue Cash Everyday Card from American Express.
A: Many cash back credit cards require cardholders to spend tremendous amounts of money before they see any substantial benefits. American Express overhauled its Blue Cash cards in the spring of 2011 to address those concerns, offering an "Everyday" cash back rewards card with real [...]
What is the best gas rebate card? I've read that PenFed offers a 5 percent rebate.
Q: What is the best gas rebate card? I've read that PenFed offers a 5 percent rebate, but I am not familiar with this card.
Editor's Note: Thank you for your interest, these offers have expired and are no longer available.
A: One of the best gas rebate credit cards you've never heard of comes from an [...]
Southwest's new reward plan sucks. What's the best replacement for Southwest Airlines Rapid Rewards Plus credit card?
Question: Southwest's new reward plan sucks. Earning flights on the old system is much better than the new system. The old system worked well for me. What's the best replacement for Southwest Airlines Rapid Rewards Plus credit card?
Answer: Tell me how you really feel. I get the impression you're holding something back. OK, seriously, sorry [...]