Q: Should I apply for credit card offers I receive in the mail, or is it better to find an offer on my own? Am I more likely to be approved for the mail offer?
Here is a case in point: If you are seeking a card which offers good gas rebates and you receive an offer for a 5 percent gas rebate credit card with low interest and no annual fee, you would probably be foolish to pass it up. Similarly if you are simply looking for a generic card and a favorable one presents itself, you might strongly consider it. If however all it has is a low APR for a temporary period and not much else, shop around for what you are specifically seeking.
- My credit score is 743. Every time I apply for a credit card I'm denied. I'm told I have too many balances on cards. I have two credit cards only totaling less than $2,000. I'm not sure what the problem is. I own a home, I make $85,000 on my own and I also have income coming in from my husband. What am I to do? Good credit, almost no credit cards, and I'm never late with anything. Any suggestions?
- Can I include my spouse's income on a credit card application?
- Do you need a job for a credit card?
- Are Discover Card credit cards any good?
- Which bank offers the best debit card?
- Is a credit score of 725 considered good?
- Why do you rate American Express credit requirements as "good credit" to secure a card? I thought to qualify for an American Express card you have to have excellent credit.
- Supposing you have a perfect credit score of 800 or better; which credit card offers the highest credit limits?