Q: My co-workers all have American Express, but I end up buying lunch because not many places accept their cards. Any good alternatives?
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Q: I'm looking to get a credit card with cash back rewards. My co-workers all have American Express, but I end up buying lunch because not many places accept their cards. Any good alternatives?
A: American Express cards offer some of the best cash back rewards, but it sounds like you're experiencing a bit of the backlash from smaller merchants who feel the company charges too much for processing transactions. In your case, a Visa or MasterCard can put you on better footing during your next round of credit card roulette.
Choosing the best cash back rewards card for your lifestyle means matching up special offers to your usual purchasing habits.
While Discover also offers strong cash back rewards credit cards, it's likely that you'll run into some of the same acceptance issues that you're seeing with American Express.
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