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Travel Rewards Credit Card Offers

Our credit card articles, reviews and ratings maintain strict editorial integrity and are independent of whether a card is an advertiser (they are neither commissioned by nor reviewed, approved or endorsed by issuers); however we may receive compensation through the issuer's affiliate programs when you click on links to products from our partners and get approved. See details on how we make money here.

Here are the top credit card picks from Travel Miles 101, which operates a FREE 15-day email course that is the fastest and easiest way to get started with travel rewards points and miles. Join the course here or start reading below to immediately find and apply for the cards that are right for you.


Disclaimer: The information on this page is believed to be accurate as of the date it was written (and last updated 12/7/2016). Please keep in mind that credit card offers change frequently so we cannot guarantee the accuracy of the information. Please verify all terms and conditions of any credit card prior to applying — the online credit card applications list the full terms and conditions on offers and rewards.


Recently Increased, New or Limited Time Bonuses:

  • Chase Bank:
  • Barclaycard:
    • Barclaycard Arrival Plus™ World Elite MasterCard®: 50,000 miles ($500 statement credit). Click for details
    • JetBlue Plus Card: 30,000 JetBlue points. Click for details
  • American Express:
    • The Enhanced Business Platinum Card® from American Express OPEN = 100,000 points. Click for details
    • The Business Gold Rewards Card from American Express OPEN = 50,000 Membership Rewards® points. Click for details
    • SimplyCash® Plus Business Credit Card from American Express = up to $500 statement credit. Click for details

Top Recommended Cards:

Chase Credit Cards:

Chase Transferable Points Cards:

Ink Business Preferred℠ Credit Card:

Ink Business Preferred℠ Credit Card

Bonus: 80,000 Chase Ultimate Rewards® points when you spend $5,000 in the first three months.

$95 annual fee not waived the first year.

Analysis: This new member of the Chase Ink family offers a hefty sign-up bonus plus the opportunity to earn three points per $1 on up to $150,000 spent in select business categories each year (as determined by your account anniversary) including travel and shipping among others. Among several other appealing features is cell phone protection for the primary number as well as all your employee phones on the same account (as long as you pay your bill on the card).

Note: Check out "5 reasons you need a small business credit card if you're self-employed."


Chase Sapphire Preferred® Card:

Chase Sapphire Preferred® Card

Bonus: 50,000 Chase Ultimate Rewards® points when you spend $4,000 in the first three months.

$95 annual fee waived the first year.

5,000 additional Ultimate Rewards® bonus if you add an authorized user who makes at least one purchase in the first three months.

Analysis: This is the best offer we’ve ever seen on the Chase Sapphire Preferred®, which we rate as the #1 travel rewards credit card. Apply Now.


Chase Sapphire ReserveSM:

Chase Sapphire Reserve℠

Bonus: 50,000 Chase Ultimate Rewards® points when you spend $4,000 in the first 3 months.

$450 annual fee applies.

Analysis: The Chase Sapphire ReserveSM is a brand new card and the 50,000 point bonus is hefty – 50,0000 points from the Chase Sapphire ReserveSM is worth up to $750 when redeemed through the Ultimate Rewards® portal and potentially much more when transferred to one of 11 Chase airline & hotel partners.

There are many additional features of this card that make it worthwhile including a $300 per CALENDAR year travel reimbursement (automatically applied per Chase) for travel purchased with your card, Priority Pass Select membership (access to 900+ lounges), Global Entry or TSA PreCheck application fee reimbursement, no foreign transaction fees and more.


Ink Business Cash℠ Credit Card:

Ink Business Cash℠ Credit Card

Bonus: Earn $300 bonus cash back when you spend $3,000 in the first 3 months.

$0 annual fee

Analysis: Recently increased offer! The Ultimate Rewards® from the Ink Cash® business credit card are transferable to any other Chase card that is part of the Ultimate Rewards® program, meaning that your points could be worth more or could be combined with points earned on your other cards in order to increase your rewards redemption opportunities.


Chase Freedom Unlimited℠:

Chase Freedom Unlimited℠

Bonus: Earn a $150 bonus after you spend $500 in the first three months months. Additional 2,500 Ultimate Rewards® for adding an authorized user who makes one purchase in the first three months.

$0 annual fee.

Analysis: The Ultimate Rewards® from the Chase Freedom UnlimitedSM are transferable to other Chase Ultimate Rewards® cards so you can combine them with points earned with a Chase Sapphire Preferred®Card, Chase Sapphire SM, or other participant card which will, in some cases, make those points more valuable.


Chase Freedom®:

Chase Freedom®

Bonus: Earn a $150 bonus after you spend $500 in the first three months. Additional 2,500 Ultimate Rewards® for adding an authorized user who makes one purchase in the first three months.

$0 annual fee.

Analysis: The Ultimate Rewards® from the Chase Freedom® are transferable to other Chase Ultimate Rewards® cards so you can combine them with points earned with a Chase Sapphire Preferred®Card, Chase Sapphire ReserveSM, or other participant card which will, in some cases, make those points more valuable.


Chase Airline Credit Cards:

Southwest Rapid Rewards® Premier Credit Card:

Southwest Rapid Rewards® Premier Credit Card

Bonus: 50,000 Rapid Rewards miles when you spend $2,000 in the first 3 months.

$99 annual fee not waived first year.

Analysis: 50,000 bonus is the top offer we’ve seen on this card. Southwest Airlines miles are among the easiest to redeem as Southwest doesn’t have any blackout dates! This is a great card for family travel and travel in the U.S. generally.


Southwest Rapid Rewards® Plus Credit Card:

Southwest Rapid Rewards® Plus Credit Card

Bonus: 50,000 Rapid Rewards miles when you spend $2,000 in the first 3 months.

$69 annual fee not waived first year

Analysis: 50,000 bonus is the top offer we’ve seen on this card. Southwest Airlines miles are among the easiest to redeem as Southwest doesn’t have any blackout dates! This is a great card for family travel and travel in the U.S. generally.


Southwest Airlines Rapid Rewards® Premier Business Card:

Southwest BusinessBonus: 60,000 Rapid Rewards miles when you spend $3,000 in the first 3 months.

$99 annual fee not waived first year

Analysis: 60,000 bonus is the top offer we’ve seen on this card. Southwest Airlines miles are among the easiest to redeem as Southwest doesn’t have any blackout dates! This is a great card for family travel and travel in the US generally.


United MileagePlus® Explorer Card:

united_mileageplus_explorer_cardBonus: 30,000 United miles when you spend $1,000 in the first 3 months. $95 annual fee waived the first year.

5,000 additional bonus miles if you add an authorized user who makes at least one purchase in the first 3 months.

Analysis: This is the standard bonus on the United MileagePlus Explorer card and it will often increase to 50,000 miles during the year, which is a much more attractive offer.


United MileagePlus®  Explorer Business:

United Business card newBonus: 50,000 United miles when you spend $3,000 in the first 3 months.

$95 annual fee waived the first year.

Analysis: The normal bonus on this card is 30,000 miles, so this is a nice increase!


British Airways Visa Signature® card:

British Airways Visa Signature® Card

Bonus: 50,000 British Airways Avios miles when you spend $3,000 in the first 3 months.

$95 annual fee not waived the first year.

Analysis: 50,000 bonus with annual fee not waived is the standard offer on the British Airways Visa Signature® card. British Airways Avios miles are some of the most valuable for their ‘sweet spot’ redemptions on short-haul flights on American Airlines and Alaska Airlines, so they make up an essential part of any well-rounded travel rewards strategy.


Chase Hotel Credit Cards:

The Ritz–Carlton Rewards® Credit Card:

Ritz CardBonus: 3 free nights at any participating Tier 1-4 Ritz-Carlton hotel when you spend $5,000 in the first 3 months. $450 annual fee applies.

Additional 10,000 Ritz-Carlton points for adding an authorized user who makes at least one purchase in the first 3 months.

Analysis: This is a newly increased offer on this card and 3 free nights at a Tier 1-4 Ritz-Carlton hotel is a very valuable bonus. Other perks include: $300 annual travel credit reimbursement, $100 reimbursement for TSA Precheck or Global Entry, Priority Pass Select membership (over 900 lounges!) and Ritz-Carlton Gold Elite status the first year.


Hyatt Credit Card:

Hyatt CardBonus: 2 free nights at any Hyatt in the world when you spend $2,000 in the first 3 months. $75 annual fee. Additional 5,000 Hyatt points for adding an authorized user who makes at least one purchase in the first 3 months.

Free Night Certificate at Category 1-4 Hyatt after each cardmember anniversary. Automatic Platinum status while you are a cardmember.

Analysis: This bonus has held steady for many months.


IHG® Rewards Club Select Credit Card:

IHG® Rewards Club Select Credit Card

Bonus: 60,000 bonus points when you spend: $1,000 in the first 3 months. 5,000 additional bonus if you add an authorized user who makes at least one purchase in the first 3 months.

$49 annual fee waived the first year.

Free annual bonus night at any IHG property in the world.

Analysis: This is the standard bonus on the IHG Rewards Club Select credit card and we consider this a valuable for card to hold onto for the annual free night at any IHG property in the world!


Marriott Rewards® Premier Credit Card:

Marriott Rewards® Premier Credit Card

Bonus: 80,000 bonus points plus One Free Night at a Category 1-5 hotel (after account anniversary) when you spend: $3,000 in the first 3 months. $85 annual fee.

7,500 additional bonus points for adding an authorized user who makes at least one purchase in the first 3 months.

Analysis: This is the best bonus we’ve seen on the Marriott Rewards Premier card, so if you value these points, now is a good time to open this.


Marriott Rewards® Premier Business Card:

Marriott Bus 5-16Bonus: 80,000 bonus points plus One Free Night at a Category 1-5 hotel (after account anniversary) when you spend $3,000 in the first 3 months.

$99 annual fee.

Analysis: Excellent increased offer on this card!


American Express Credit Cards:

American Express Transferable Points Cards:

Starwood Preferred Guest® Credit Card from American Express:

Starwood Preferred Guest® Credit Card from American Express

Bonus: 25,000 SPG bonus points when you spend $3,000 in the first 3 months.

$95 annual fee waived the first year.

Analysis: This is the standard bonus on the Starwood Preferred Guest® Credit Card from American Express.


Starwood Preferred Guest® Business Credit Card from American Express:

Starwood Preferred Guest® Business Credit Card from American Express

Bonus: 25,000 SPG bonus points when you spend $5,000 in the first 3 months.

$95 annual fee waived the first year.

Analysis: This is the standard bonus on the Starwood Preferred Guest® Business Card from American Express.


The Amex EveryDay® Preferred Credit Card from American Express:

The Amex EveryDay® Preferred Credit Card from American Express

Bonus: 15,000 Membership Rewards® bonus points when you spend $1,000 in the first 3 months.

$95 annual fee.

If you use this card 30 or more times on purchases in one billing period you earn 50% more points on those purchases.

Analysis: The $0 annual fee version of The Amex EveryDay® Credit Card from American Express is our preferred card of the two for a place to store your Membership Rewards® points.


The Amex EveryDay® Credit Card from American Express:

The Amex EveryDay® Credit Card from American Express

Bonus: 10,000 Membership Rewards® bonus points when you spend $1,000 in the first 3 months.

$0 annual fee.

Analysis: The real draw with this card is a no annual fee place to store your Membership Rewards® points.


The Business Gold Rewards Card from American Express OPEN:

The Business Gold Rewards Card from American Express OPEN

Bonus: 50,000 Membership Rewards® bonus points when you spend $5,000 in the first 3 months.

$175 annual fee waived the first year.

Analysis: 50,000 Membership Rewards® points is a huge increase over the standard 25,000 point bonus on this card.


Premier Rewards Gold Card from American Express:

Premier Rewards Gold Card from American Express

Bonus: 25,000 Membership Rewards® bonus points plus $100 per calendar year airline credit for incidentals (could potentially be used to get an airline gift card) when you spend $2,000 in the first 3 months.

$195 annual fee waived the first year.

Analysis: Look for a targeted offer in the mail or online for this card.


The Enhanced Business Platinum® Card from American Express OPEN:

The Enhanced Business Platinum® Card from American Express OPEN

Bonus: Limited-Time Through 1/25/2017: Up to a 100,000 Membership Rewards® bonus. Earn the first 50,000 when you spend $5,000 in the first 3 months plus you earn an additional 50,000 points if you spend an additional $10,000 in the first 3 months.

Plus, you get a $200 per calendar year airline credit for incidentals (could potentially be used to get an airline gift card).

$450 annual fee not waived

Analysis: This is the best bonus we’ve ever seen on this card!  The $450 annual fee is significant, though you can potentially get $200 as airline gift cards (airline credit) each calendar year.  Also new, Amex is giving you 50% of your points back when you buy flights with points through American Express Travel (you must select one airline for economy bookings, but you get 50% back on ALL business and first class flights booked through Amex Travel).


The Platinum Card® from American Express:

The Platinum Card® from American Express

Bonus: 40,000 Membership Rewards® bonus plus $200 per calendar year airline credit for incidentals (could potentially be used to get an airline gift card) when you spend $3,000 in the first 3 months.

$450 annual fee not waived.

Analysis: The $450 annual fee is significant, though you can potentially get $200 as airline gift cards (airline credit) each calendar year.


American Express Airline Credit Cards:

Gold Delta SkyMiles® Credit Card from American Express:

Gold Delta SkyMiles® Credit Card from American Express

Bonus: 30,000 Delta miles when you spend $1,000 in the first three months. Get a $50 statement credit if you make a Delta purchase within the first three months.

$95 annual fee waived for the first year.

Analysis: This is the standard offer on this card, but we do see "limited-time" increased offers from time to time.

A better offer might be available on this card. Check for a better offer now.


Gold Delta SkyMiles® Business Credit Card from American Express:

Gold Delta SkyMiles® Business Credit Card from American Express

Bonus: 30,000 Delta miles when you spend $1,000 in the first three months. Get a $50 statement credit if you make a Delta purchase in the first three months.

$95 annual fee waived the first year.

Analysis: This is the standard offer on this card, but we do see "limited-time" increased offers from time to time.

A better offer might be available on this card. Check for a better offer now.


Platinum Delta SkyMiles® Credit Card from American Express:

Platinum Delta SkyMiles(R) Business Credit Card from American Express

Bonus: 35,000 Delta miles and 5,000 Medallion Qualification Miles (MQMs) when you spend $1,000 in the first three months.

$195 annual fee applies. Get a $100 statement credit if you make a Delta purchase in the first three months.

Analysis: This is the standard offer on this card, but we do see "limited-time" increased offers from time to time.

A better offer might be available on this card. Check for a better offer now.


Platinum Delta SkyMiles(R) Business Credit Card from American Express:

Platinum Delta SkyMiles(R) Business Credit Card from American Express

Bonus: 35,000 Delta miles and 5,000 Medallion Qualification Miles (MQMs) when you spend $1,000 in the first three months. $195 annual fee applies. Get a $100 statement credit if you make a Delta purchase in the first three months.

Analysis: This is the standard offer on this card, but we do see "limited-time" increased offers from time to time.

A better offer might be available on this card. Check for a better offer now.


American Express Hotel Credit Cards:

Starwood Preferred Guest® Credit Card from American Express:

Starwood Preferred Guest® Credit Card from American Express

Bonus: 25,000 SPG bonus points when you spend $3,000 in the first 3 months.

$95 annual fee waived the first year.

Analysis: This is the standard bonus on the Starwood preferred Guest® Credit Card from American Express/p>


Starwood Preferred Guest® Business Credit Card from American Express:

Starwood Preferred Guest® Business Credit Card from American Express

Bonus: 25,000 SPG bonus points when you spend $5,000 in the first 3 months.

$95 annual fee waived the first year.

Analysis: This is the standard bonus on the Starwood Preferred Guest® Business Card from American Express


Hilton HHonors™ Surpass® Credit Card:

hilton surpass new

Bonus: 75,000 bonus Hilton points when you spend $3,000 in the first three months. Free Gold Status

$75 annual fee not waived the first year.

Analysis: This is the standard bonus on this card.


Hilton HHonors™ Card from American Express:

Hilton HHonors™ Card from American Express

Bonus: 50,000 bonus Hilton points when you spend $750 in the first three months.

No annual fee.

Analysis: This is the standard offer on this card, but we do see "limited-time" increased offers from time to time.


Citibank Credit Cards:

Citibank Transferable Points Cards

Citi Prestige® Card:

Citi Prestige® Card

Bonus: 40,000 Citi ThankYou® points plus $250 per calendar year airfare credit (worth $500 for one 12-month period of card) when you spend $4,000 in the first 3 months.

$450 annual fee not waived.

Analysis: The $450 annual fee is significant, but there’s a strong case to be made: You get a $250 per calendar year airfare credit (or gift cards), so you can get 2 of these worth a total of $500. 40,000 ThankYou points valuable to transfer to partners.


Citibank Airline Cards:

Citi® / AAdvantage® Platinum Select® World Elite™ MasterCard®:

Citi® / AAdvantage® Platinum Select® World Elite™ MasterCard®

Bonus: For a limited time, 50,000 American Airlines miles when you spend $3,000 in the first three months.

$95 annual fee waived the first 12 months.

Analysis: The normal bonus on this card is 30,000 miles, so this is a nice increase!


CitiBusiness® / AAdvantage® Platinum Select® World MasterCard®

CitiBusiness® / AAdvantage® Platinum Select® World MasterCard®

Bonus: For a limited time, 50,000 American Airlines miles when you spend $3,000 in the first 3 months.

$95 annual fee waived the first year.

Analysis: The normal bonus on this card is 30,000 miles, so this is a nice increase!


Citi® / AAdvantage® Executive World Elite™ MasterCard®:

Citi® / AAdvantage® Executive World Elite™ MasterCard®

Bonus: 50,000 American Airlines miles when you spend $5,000 in the first 3 months. $450 annual fee not waived the first year.

Other Noteworthy Benefits: AA Admirals Club access and $100 statement credit (every 5 years) for Global Entry or TSA Pre?®

Analysis: This is the standard offer on this credit card.


Citibank Hotel Cards:

Citi® Hilton HHonors™ Reserve Card:

Citi® Hilton HHonors™ Reserve Card

Bonus: 2 Free Weekend Night certificates (Friday, Saturday or Sunday) when you spend $2,500 in the first 4 months.

$95 annual fee not waived the first year.

Analysis: This bonus has held steady for many months.


Citi® Hilton HHonors™ Visa Signature® Card:

Citi® Hilton HHonors™ Visa Signature® Card

Bonus: 40,000 Hilton points when you spend $1,000 in the first four months.

No annual fee.

Analysis: This is the standard offer we have seen on the Citi® Hilton HHonors™ Visa Signature® Card.


Barclaycard Credit Cards:

JetBlue Plus Card:

JetBlue Plus Card

Bonus: 30,000 bonus points after you spend $1,000 in purchases within the first 90 days. $99 annual fee.

You get 10% of your points back every time you redeem to use toward your next redemption. Your first checked bag is free on JetBlue operated flights

Analysis: This is a new card offered by Barclaycard and is therefore the best bonus we’ve seen on this card.


JetBlue Business Card:

Jetblue business 5-16Bonus: 30,000 bonus points after you spend $1,000 in purchases within the first 90 days. $99 annual fee.

You get 10% of your points back every time you redeem to use toward your next redemption. Your first checked bag is free on JetBlue operated flights.

Analysis: This is a new card offered by Barclaycard and is therefore the best bonus we’ve seen on this card.


Barclaycard Arrival Plus™ World Elite MasterCard®:

Barclaycard Arrival Plus™ World Elite MasterCard®

 Bonus: Limited time increase: 50,000 Arrival ‘miles’ when you spend $3,000 in the first 90 days. $89 annual fee waived the first year.

50,000 miles plus 6,000 for $3,000 spend (2 points per $1) = 56,000 worth $560 of statement credits for completely flexible travel. 5% miles back on travel redemptions makes this worth $588.

Analysis: Limited time increase on this card, which is quite valuable given the flexibility of these points.


Hawaiian Airlines® World Elite MasterCard®:

Hawaiian Airlines World Elite MasterCard®

 Bonus: 35,000 Hawaiian Airlines miles when you spend: $1,000 in the first 90 days.

$89 annual fee applies.

Analysis: 35k is the standard offer on the Hawaiian Airlines® World Elite MasterCard®.


Wyndham Rewards® Visa® by Barclaycard:

Wyndham - newBonus: 45,000 total Wyndham points. 30,000 points after the 1st purchase plus another 15,000 points after spending $2,000 in the first 90 days.

$75 annual fee applies.

Analysis: Wyndham just changed their award chart so every room is 15k per night. This gets you 3 nights at any of their hotels worldwide including NYC and Hawaii.


Lufthansa Miles & More® Premier World MasterCard®:

Lufthansa 3-16Bonus: 50,000 total Lufthansa miles. 20,000 miles upon first purchase and payment of the annual fee plus an additional 30,000 miles when you spend $5,000 in the first 90 days.

$89 annual fee not waived the first year.

Additional perks: Annual companion certificate plus two business lounge vouchers annually.

Analysis: Increased bonus!


Frontier Airlines World MasterCard® by Barclaycard:

Frontier 2-16

Bonus: Earn 40,000 Frontier Airlines Miles when you spend $500 in the first 90 days.

$69 annual fee applies.

Analysis: Frontier is a niche airline, but if you live near Denver International Airport where they have a major hub, this can be a solid card. 40,000 miles will get you two round-trip Saver tickets on Frontier in the continental US.


Capital One Credit Cards:

Capital One® Venture® Rewards Credit Card:

Capital One® Venture® Rewards Credit Card

 Bonus: 40,000 Venture® miles when you spend $3,000 in the first 3 months. $59 annual fee waived the first year.

40,000 miles plus 6,000 for $3,000 spend (2 points per $1) = 46,000 worth $460 of statement credits for completely flexible travel.

Analysis: This bonus has held steady for many months with no indication this will increase.


Capital One® VentureOne® Rewards Credit Card:

Capital One® VentureOne® Rewards Credit Card

Bonus: 20,000 Venture® miles when you spend $1,000 in the first 3 months. You earn 1.25 miles on every purchase. There is no annual fee on this card.

20,000 miles = $200 of statement credits for completely flexible travel.

Analysis: This bonus has held steady for many months with no indication this will increase.


Capital One® Spark® Cash for Business:

Capital One® Spark® Cash for Business

Bonus: $500 cash bonus when you spend $4,500 in the first 3 months. $59 annual fee waived the first year. 2% cash back means reaching bonus and minimum will get you a $590 check (50,000 + 9,000 ($4,500 x 2) = 59,000).

Analysis: Bonus increased. Best we’ve seen for the Capital One® Spark® Cash for Business!


Capital One® Spark® Miles for Business:

Capital One® Spark® Miles for Business

Bonus: 50,000 miles when you spend $4,500 in the first 3 months. $59 annual fee waived the first year.

50,000 miles plus 9,000 for $4,500 spend (2 points per $1) = 59,000 worth $590 of statement credits for completely flexible travel.

Analysis: Bonus increased. Best we’ve seen!


Bank of America Credit Cards:

Alaska Airlines Visa Signature® Card:

Alaska Airlines 5-16Bonus: 30,000 Alaska Airlines miles + $100 statement credit when you spend $1,000 in the first 90 days. $75 annual fee not waived the first year.

Additional perks: Coach Companion Fare available each year starting at $121 (when you reach your original bonus requirements), free first checked bag for you and up to six additional passengers on your reservation

Analysis: 25,000 is the standard bonus on this card so this represents an increase.


Alaska Airlines Visa® Business Card®:

Alaska Airlines Visa® Business Card®

 Bonus: 30,000 Alaska Airlines miles when you spend $1,000 in the first 90 days. $75 annual fee not waived the first year.

Additional perks: Coach Companion Fare available each year starting at $121 (when you reach your original bonus requirements), free first checked bag for you and up to six additional passengers on your reservation

Analysis: 25,000 is the standard bonus on this card so this represents an increase.


US Bank Credit Cards:

U.S. Bank FlexPerks® Gold American Express® Card:

U.S. Bank FlexPerks® Gold American Express® Card

 Bonus: 30,000 FlexPoints when you spend $2,000 in the first 4 months. $85 annual fee.

30,000 FlexPoints can be redeemed for an airline award ticket up to $600 in value. You also get a $25 credit for baggage fees/in-flight food and drinks purchased with your card on every award flight. TSA PreCheck ($85) or Global Entry ($100) automatic statement credit reimbursement for whichever program you apply for first.

Analysis: This is a newly increased bonus offer.


U.S. Bank FlexPerks® Travel Rewards Visa Signature® card:

FlexPerks Travel 5-16Bonus: 20,000 FlexPoints when you spend $2,000 in the first 4 months. $49 annual fee waived the first year.

20,000 FlexPoints can be redeemed for an airline award ticket up to $400 in value. You also get a $25 credit for baggage fees/in-flight food and drinks purchased with your card on your award flight.

Analysis: This bonus has held steady for many months.


Club CarlsonSM Premier Rewards Visa Signature® Card:

Club Carlson℠ Premier Rewards Visa Signature® Card

 Bonus: 85,000 Club Carlson (Radisson) points. 50,000 upon first purchase and additional 35,000 when minimum spending is met. Spend $2,500 in the first 90 days. $75 annual fee not waived the first year.

5x Club Carlson points on all spending. 40,000 additional points awarded each subsequent year for renewing and paying $75 fee.

Analysis: This bonus has held steady for many months with no indication this will increase.


Club Carlson Business Rewards Visa® Card:

club carlson business newBonus: 85,000 Club Carlson (Radisson) points. 50,000 upon first purchase and additional 35,000 when minimum spending is met. Spend $2,500 in the first 90 days. $60 annual fee not waived the first year.

5x Club Carlson points on all spending. 40,000 additional points awarded each subsequent year for renewing and paying $60 fee.

Analysis: This bonus has held steady for many months with no indication this will increase.


Discover Credit Cards:

Discover it® Miles - Unlimited 1.5x Rewards Card:

Discover it® Miles - Unlimited 1.5x Rewards Card

Introductory offer: Discover will MATCH all the miles new cardholders earn during their first year of membership.

No annual fee

Analysis: Discover it® Miles - Unlimited 1.5x Rewards Card cardholders earn an unlimited 1.5 miles on every purchase, and Discover will match all the miles you earn during your first year. If you do the math, that effectively means you’ll earn three miles per $1 spent for the first year. You can redeem miles in any amount for statement credit to cover travel purchases within the past 180 days or for an electronic deposit directly to a bank account; either way, your miles are always worth $.01 each, so 100 miles will always equal $1. Additional perks of the card include up to $30 in statement credit annually to cover in-flight WiFi fees (a real rarity among no-annual-fee cards), no foreign transaction fees, all U.S.-based customer service and an introductory 0-percent APR on purchases for your first 14 months.


Cash Back Credit Cards:

Citi® Double Cash Card - 18 month BT offer:

Citi® Double Cash Card - 18 month BT offer

Analysis: Unlimited 2% cash back (1% when you buy, another 1% when you pay) with no annual fee makes this card a real winner! This card also offers 0% APR on balance transfers the first 18 months.

$0 annual fee


Blue Cash Preferred® Card from American Express:

Blue Cash Preferred® Card from American Express

Analysis: Solid cash back card with some appealing bonus categories: 6% at supermarkets (up to $6k per year), 3% at gas stations. Note that there is an annual fee on this card but there is a signup bonus.

$95 annual fee


Blue Cash Everyday® Card from American Express:

Blue Cash Everyday® Card from American Express

Bonus: Earn $100 cash back after you spend $1,000 within the first three months.

Analysis: Solid cash back card with some appealing bonus categories: 3% at supermarkets (up to $6k per year), 2% at gas stations. No annual fee plus a signup bonus makes this one to consider.

$0 annual fee


The Blue for Business® Credit Card from American Express:

The Blue for Business® Credit Card from American Express

Analysis: One of the best no-annual-fee cash-back cards for business: 2x Membership Rewards® points for the first $50k spent in the first year, 30% year-end bonus, plus for a limited time (through 2/1/17) you get 10x points at restaurants up to $2,000 in purchases.

$0 annual fee


Fidelity® Rewards Visa Signature® Card:

Fidelity® Rewards Visa Signature® Card

Bonus: Earn a $100 cash bonus when you spend $1,000 in the first 90 days after account approval.

$0 annual fee

Analysis: Unlimited 2% cash back with no annual fee makes this our top cash back card for everyday spending! The $100 signup bonus when you reach the minimum spend is an added bonus we've never before seen on this card.


SimplyCash® Plus Business Credit Card from American Express:

SimplyCash® Plus Business Credit Card from American Express

Bonus: Earn a $250 statement credit when you spend $5,000 in the first six months after account approval and earn another $250 if you spend an additional $10,000 on your card in the first year.

$0 annual fee

Analysis: the up to $500 in statement credit is significant and bonus categories make this an attractive card option.


Capital One® Quicksilver® Cash Rewards Credit Card:

Capital One® Quicksilver® Cash Rewards Credit Card

Bonus: Earn a $100 cash bonus when you spend $500 in the first 3 months after account approval.

$0 annual fee

Analysis: Unlimited 1.5% cash back makes this an attractive card for everyday spending and the $100 signup bonus when you reach the minimum spend is an added bonus.


Balance Transfer Credit Cards:

Chase Slate®:

Chase Slate®

Benefits: $0 balance transfer fee for transfers made in the first 60 days. 0% APR for the first 15 months on all purchases and balance transfers.

$0 annual fee.

Analysis: The Chase Slate is the only card we’ve come across with a $0 balance transfer fee, and when you throw in the 0% APR for the first 15 months this is our recommendation as the top ‘balance transfer’ card.