Please Note:
  • There is no limit to the amount of Cash Back rewards that can be earned. Cash Back rewards earned for the current month are shown on account billing statements.


  • Cash Back rewards are earned on Net Purchases only, which means purchases of goods and services made for business purposes with the Advanta BusinessCard by the Signing Individual or any authorized user of the account, net of any returns and credits. Net Purchases does not include, and rewards are not earned on, cash advances, balance transfers, convenience checks, fees, finance charges, adjustments, or any other transactions or charges.


  • Cash Back rewards are paid by check (to the order of the Signing Individual) and are generated and mailed following any billing cycle in which unpaid earned rewards reach $50. Rewards are not available in the form of reductions in the amount of any account payments due.


  • Cash Back rewards are earned based on your annual level of Net Purchases, excluding Bonus Qualifying purchases, as follows: .25% on up to $3,000 in purchases; .50% on purchases between $3,000.01 and $5,000; .75% on purchases between $5,000.01 and $15,000; and 1% on purchases in excess of $15,000.


  • Cash Back rewards are also earned on Bonus Qualifying purchases, which include purchases in the following categories: "gasoline and diesel fuel," "computers, computer supplies, electronics and office supplies," "online advertising services," and "utilities and telecommunications." Cash Back rewards on Bonus Qualifying purchases are earned as follows: 5% on up to $1,200 in annual purchases; 1% on purchases in excess of $1,200.


  • Bonus Qualifying purchases are Net Purchases that 1) are made at retail establishments which for "gasoline and diesel fuel" are classified as gas stations that process the transactions as fuel purchases; for "computers, computer supplies, electronics and office supplies" are classified as computer, computer peripheral equipment and software distributors, electronics stores, computer software stores, or office supply stores; for "online advertising services" are classified as pay-per-click online advertising service providers and web hosting providers; for "utilities and telecommunications" are classified as utility or computer network service providers; and 2) are communicated by merchants to Advanta using appropriate merchant category and transaction codes. Important Note: Mail, telephone, catalog, some Internet purchases, and purchases made indirectly through intermediaries, may not qualify; merchants may classify these transactions differently.