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Years ago, you wouldn't have been shocked to see first-year college students get starter credit cards just for setting foot in the nearest dining hall.
Maybe, but there's no hard and fast rule about when or why a bank might "charge off" your credit card balance.
Could you be getting better rewards and rates with another card? Find out.
Curtis Arnold, a nationally recognized consumer educator and advocate, has been educating consumers about credit cards since 1998. Curtis is the author of "How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line" (FT Press, 2008). He is a... Read Curtis Arnold Bio.