What constitutes a good credit scoreis a matter of economics. Not long ago your pet turtle could have applied for--and probably gotten--a credit card, so a good score could have been 620. In a very tight economy (as is the case today) a minimum "good"score is considered 740 or better. It all depends how much credit is being extended.
So though your score of 725 will likely be good enough to be offered various forms of credit, it probably would not be considered as "good" in today's economy. I do recommend checking your credit score regularly to insure its accuracy for maximum scoring.
- Are Discover Card credit cards any good?
- Which bank offers the best debit card?
- Why do you rate American Express credit requirements as "good credit" to secure a card? I thought to qualify for an American Express card you have to have excellent credit.
- Supposing you have a perfect credit score of 800 or better; which credit card offers the highest credit limits?
- On a credit card application, can you include your spouse's income under household income? What about other people that live with you?