By: North American Bancard
Cost: No monthly charge. Transaction fee, $0.19. Sales percentage: 2.69 percent swiped, 3.49 percent keyed.
Comprehensive. Sponsored by credit card processing company North American Bancard, Pay Anywhere reflects the professionalism and sophisticated features of an established service. Reporting and business intelligence are standout features, as is the automatic geo-specific tax calculation. Pay Anywhere includes real-time transaction reports and a free Merchant Portal for account management. The user interface is visually pleasing but cumbersome; a Square designer would eliminate notices to hand the phone back and forth, as well as the OK-clicks after every step.
Pro: Pay Anywhere follows through from transaction to customer relationship management, with more extensive reporting than competitors.
Con: This comprehensive approach makes for a bloated user interface, with too many steps. Slow payout and hidden costs are among the user criticisms.