Following is a very small sample of the newest cardholder reviews that can be
found by clicking the "Consumer Reviews" link above. We take pride in the
quantity (our site offers 8,500+ reviews of 575+ different credit cards)
and quality of the consumer reviews that can be find on our site.
The cards are rated
on a scale from 1 to 5, with 5 being the highest recommended.
Credit Card: NextCard Standard Visa
Issuer: NextBank
Status: Standard
Review: I posted a review of NextCard about a month ago. When I opened the
card it had a 9.9% interest rate. I noticed on my statement that my interest
rate was 19.9%. I called them and asked about it and they said it was due to
one late payment. They agreed to lower my rate to 12.9%. Here's the surprise.
This month's statement shows they have lowered the rate even further -- 8.90%
on purchase and 12.90 on cash advances. I didn't ask for a second lowering,
but it's certainly a nice surprise. I only wonder how long it'll last. Has
anyone else noticed their NextCard rate has suddenly dropped?
Best: Online record of all transactions
Worst: Misleading benefit program
Card Rating: 3.5
Customer Rating: 4
Benefit Rating: 2
Recommend: Yes
Credit Card: Capital One Platinum
Issuer: Capital One
Status: Platinum
Review: I've noticed most of the positive ratings are from those who've never had to
dispute any items. I have to agree with those who've rated this card bad
because of Capital One's dispute resolution policies. None of my other cards
request all the information you have before even placing any amount into
dispute, and then say you haven't sent information that they never requested.
That happened to me with this card. The involved account is closed now, but
I'd have never gotten it in the first place if I'd known how they handled
disputes.
Best: Online Payments. No Foreign Currency Conversion Fees
Worst: Merchant dispute resolution is nonexistant
Card Rating: 2
Customer Rating: 1
Benefit Rating: 1
Recommend: No
Credit Card: Citi AAdvantage Card
Issuer: Citibank
Status: Standard
Review: I have had this card for several years and charge everything to
accumulate American Airlines points. Once, I even charged a used car for my
daughter even though I had the money to pay for it! The people are friendly
and helpful when you call. I recently had my card stolen at a movie theatre
and they replaced it immediately. The $50 annual fee is made up by the
frequent flier miles you can accumulate. You can negotiate the interest rate
after awhile. They cover car rental insurance and give you ways each month to
accumulate mileage.
Best: Can accumulate American Airlines miles
Worst: None
Card Rating: 5
Customer Rating: 5
Benefit Rating: 5
Recommend: Yes
Credit Card: Direct Merchants Bank MasterCard
Issuer: Direct Merchants Bank
Status: Platinum
Review: I pay on time, I pay more then the minimum payment due and for some
odd reasons the amount is always a few dollars short resulting in constant
interest increase (28%) Every time I call them, they say we cannot reduce
more then 2% and the next statement shows no changes..I WOULD NEVER RECOMMEND
THEIR CARD TO ANYONE
Best: None
Worst: Unjustifiable interest increase
Card Rating: 1
Customer Rating: 1
Benefit Rating: 1
Recommend: No
Credit Card: GetSmart Visa Classic
Issuer: Providian
Status: Standard
Review: Relatively high APR. Great Customer Service. On-line card management.
Best: Customer Service
Worst: High APR
Card Rating: 3.5
Customer Rating: 4.5
Benefit Rating: 3.5
Recommend: Yes
Credit Card: Chase Wal-Mart MasterCard
Issuer: Chase
Status: Standard
Review: I have really enjoyed the lower rates, for my Wal-Mart purchases, that
I have made in the past.My family and myself do most of our shopping at
Wal-Mart, so this has been an added bonus for us.
Best: Lower interest rate for Wal-Mart purchases.
Worst: None
Card Rating: 4.5
Customer Rating: 4.5
Benefit Rating: 4.5
Recommend: Yes
The Cardholder Review section is a unique feature of our site and, to the best of our knowledge, there is no other
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the most popular sections of our site since it was introduced in the summer of 2000. New reviews
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