Following is a sampling of the latest consumer reviews that can be found by clicking the "Cardholder Reviews" link above. We take pride in the quantity (our site offers approximately 19,000 reviews of 956 different credit cards) and quality of the consumer reviews that can be find on our site. New reviews are added on a daily basis. The cards are rated on a scale from 1 to 5, with 5 being the highest recommended.

Credit Card: Nordstrom Platinum Visa® Card
Provided by: Nordstrom Bank
Total Posts: 13
Average Rating: 5
Category: Reward - Retail
Date posted: 2/27/2007

Review: In keeping with the Nordstrom family's long tradition (I remember when they were just a shoe store!) of flawless customer service, honesty and fairness, the Signature Visa Card is great! We have many cards we have collected over the years but they now sit unused, with ZERO balances, in a drawer because the Nordstrom Card is the only one we will EVER use from now on. We can pay our bill IN FULL anytime, in any Nordstom Store without any of the "2 cycle billing" theft practiced by other card companies. They are always polite and the customer is always right (even when we know we are not!). Chase, Citi, etc, could learn alot from the Nordstrom's if they were interested in improving their product (which they are certainly NOT interested in doing, from all indications). The Signature Visa is the best card out there. If you can get one, do so, and let the other cards rot in the drawer!

Best Feature: Service, Courtesy, Rewards, Low Rates, No "over limit" fees, and NO HEADACHES!!!
Worst Feature: None! An almost perfect card!

Credit Card: Capital One® Visa® Platinum Card
Provided by: Capital One
Total Posts: 27
Average Rating: 3.11
Category: Regular
Date posted: 2/18/2007

Review: I have had this card for two years. My credit limit has only been raised once from $300 to $500. I have other cards with much higher limits. Each time I request a credit limit increase, I am given the same lame response: "Capital One is a conservative lender, accounts are reviwed for credit limit increases periodically." I don't necessarily agree with this theory. Capital One seems to offer consumers several cards with lower limits, so that they make their money and stay in business by overlimit fees, etc. If a customer stops using their card, their limit will be increased. However, many people pay off their balance in full and charge it right back up over the limit. Will this cycle ever end?

Best Feature: Not Sure
Worst Feature: Low Credit Limit

Overall Rating: 3.5
Benefit Rating: 2.5
Service Rating: 2.5
Recommend: Yes

Credit Card: Alaska Airlines Visa Signature® Credit Card
Provided by: Bank of America
Total Posts: 11
Average Rating: 3.14
Category: Reward - Airline
Date posted: 2/15/2007

Review: Here's a disturbing incident I recently experienced regarding the $50 companion fare. Alaska Airlines has gone to an online process for using the $50 companion fare. They give you a code to punch in when you make your reservations on its website. I recently discovered that I was quoted two different base fares for identical flights, depending upon whether I had punched in the companion fare code or not. Specifically, when I searched for a flight to Orlando for just one person, I was quoted a base fare about $80 cheaper than when I punched in the $50 companion fare code and searched for seats for 2 people. Identical flights, two different base fares. You still get your $50 companion fare (plus fees and taxes), but you'll pay more for seat #1. You still save some money, but I think this is pretty sleazy. If you're a card holder, try it yourself sometime. Maybe it was just a fluke. I have my doubts.

Best Feature: $50 companion fare
Worst Feature: limited supply of seats available for free travel

Overall Rating: 3.5
Benefit Rating: 3.5
Service Rating: 4
Recommend: Yes

Credit Card: USAA Platinum MasterCard®
Provided by: USAA
Total Posts: 31
Average Rating: 4.79
Category: Regular
Date posted: 2/10/2007

Review: I love the customer service at USAA. They look out for you and if there is an unusual charge they will even call the house to ensure that it is Okay. Not long ago, the number WAS actually compromised- and USAA (not me) caught it right away and asked my permission to cancel and send a new card. In this era of identity theft, it's nice to know that someone has your six.

Best Feature: Calls when there is a change in use pattern
Worst Feature: None

Overall Rating: 5
Benefit Rating: 5
Service Rating: 5
Recommend: Yes

Credit Card: WorldPerks® Visa® Signature Card
Provided by: U.S. Bank
Total Posts: 7
Average Rating: 3.21
Category: Reward - Airline
Date posted: 1/30/2007

Review: My husband inadvertently left a $70 unpaid balance, when paying the bill on time last month. The interest fee for the $70 remaining balance was over $35. After we called to protest, they informed us that the fee is based on the average daily balance - not what was unpaid.

Best Feature: A customer service representative actually returned my call!
Worst Feature: Interest charge is outrageous!

Overall Rating: 2
Benefit Rating: 1
Service Rating: 4
Recommend: No

Credit Card: Blue Cash® from American Express®
Provided by: American Express
Total Posts: 35
Average Rating: 3.43
Category: Reward - Cash
Date posted: 1/30/2007

Review: I spend $2500 a month, so I quickly get to the $6500 minimum for the higher level. I haven't had any problems at all with the card or rebate program. I highly recommended this card for all those who charge > $6500/yr, and pay off their account each month.

Best Feature: Great cash rewards
Worst Feature: Late one day on payment? It'll wipe out your rebate for the year.

Overall Rating: 4.5
Benefit Rating: 5
Service Rating: 4.5
Recommend: Yes

Credit Card: Discover® Platinum Gas Card
Provided by: Discover
Total Posts: 5
Average Rating: 4.30
Category: Retail
Date posted: 1/28/2007

Review: I use Discover for most purchases including rent, phone, cable, etc. This allows me to pay almost everything in one online payment every month. You can set up a payment in advance so you don't forget. I recently had some fraudulent charges show up on my bill. I called Discover and they were very helpful in getting me a new number and taking care of the charges. Discover also offers you a choice of 150 card designs for free. Even if you have the standard silver one, just go online and choose an new design and they will send it to you - no charge. The online secure number generation is also a great feature for those who buy online. Since the fraud, I am using this a lot. For any vendor you do repeated business with (Power Utility, Cell phone, PayPal, etc.) just generate a new card number that can be used only with that vendor. If that ever gets stolen, you can cancel that number only and make a new one with no effect on you main card number. For normal buying at stores, you will just use the card. Overall, Discover is the best and allows you to become nearly cashless while reducing your bill paying substantially. The cash back is not large but does add up over time. I highly recommend this to people that pay off their balance each month.

Best Feature: Cash rebates on everything with 5% on car repair & gas. Great online service
Worst Feature: None if you pay off balance every month

Overall Rating: 4.5
Benefit Rating: 5
Service Rating: 5
Recommend: Yes

Credit Card: HSBC Mastercard with Cash Back Rewards
Provided by: HSBC Bank Nevada, N.A.
Total Posts: 3
Average Rating: 3.83
Category: Reward - Cash
Date posted: 1/16/2007

Review: I still have a bankruptcy showing and a paid Federal Tax Lien showing. They offered me this card with a 0% APR for 12 billing cycles, then to 12.9%. There is no annual fee. There is no fee for paying online. They started me off with a $300 credit limit. Almost too good to be true. So far so good! Oh yeah, it is a cash back rewards card as well.

Best Feature: $0 annual Fee. 0% APR for 12 months.
Worst Feature: Telephone customer service people are not of the U.S.

Overall Rating: 4.5
Benefit Rating: 5
Service Rating: 3
Recommend: Yes

Credit Card: Citi® Gold/AAdvantage® World MasterCard®
Provided by: Citibank
Total Posts: 15
Average Rating: 2.93
Category: Reward - Airline
Date posted: 1/12/2007

Review: I am a banking customer with Citibank and have enjoyed the freedom to bank around the world with them. The World Mastercard has some nice perks. However, I have a USAirways Mastercard from Barclays Bank and they give a day pass, companion certificate and $75 off a yearly membership to the airline club. If AA/Citibank would do this it would be the perfect card.

Best Feature: Two financially stable giants Citibank and American Airlines team up to offer a great card.
Worst Feature: American Airlines does not compete with others in benefits with card membership.

Overall Rating: 5
Benefit Rating: 3.5
Service Rating: 4.5
Recommend: Yes

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