Credit Card: Visa CitiCard
Issuer: CitiCard visa
Status: Standard
Review: Use only in a true emergency, it was not stated clearly or in fact at all that the amount needed to be repaid by the next month. I didn't have it and it was added to my minimum payment. Needless to say it did not take long to turn from bad to worse. Some help you don't need! Only problem I've had, though.
Best: None
Worst: Emergency extention, if used, you must repay in full the next month, or it becomes your minimum.
Card Rating: 3
Customer Rating: 4
Benefit Rating: 2
Recommend: Yes

Credit Card: Blue from American Express
Issuer: American Express
Status: Standard
Review: My experience with this card has been: Either it is not accepted or the card was declined because I reached my spending limit which is very low, or I have to call back repeatedly to get points credited to my account. I'm finally getting rid of this card.
Best: Lots of rewards to choose from
Worst: Low credit limit for 6 months. Hassle getting points adjustments.
Card Rating: 1.5
Customer Rating: 2.5
Benefit Rating: 3
Recommend: No

Credit Card: Discover Platinum
Issuer: Morgan Stanley
Status: Platinum
Review: If you don't carry a balance on your credit cards like me, you will find that this is a great card. Basically you are just paid to use the card!
Best: Their CashBack rebate
Worst: None
Card Rating: 5
Customer Rating: 5
Benefit Rating: 5
Recommend: Yes

Credit Card: Wells Fargo Visa Card
Issuer: Wells Fargo
Status: Standard
Review: I opened a business account and have a LOT of money in their accounts but they refused to raise my Visa credit limit because of stupid, arbitrary, rules which state that you must have an account for a certain period of time. Everyone smiles sweetly, tells you how helpful they are - and is incapable of helping. As soon as I have a free day I am removing EVERYTHING from Wells Fargo.
Best: Online banking
Worst: Refused to raise my credit limit - my credit is perfect!
Card Rating: 1
Customer Rating: 1
Benefit Rating: 1
Recommend: No

Credit Card: USAA Visa
Issuer: USAA
Status: Standard
Review: USAA had no problem settling my dispute after being over charged by a hotel while on vacation in Cabo. They did a fine job.
Best: Had to dispute a overcharge in Cabo...they got it off my bill after I sent copies .
Worst: Not a single complaint here.
Card Rating: 5
Customer Rating: 5
Benefit Rating: 5
Recommend: Yes

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